WealthSure Advance Tax Tool FY 2025-26

Calculate Your Advance Tax Due Online

Estimate how much advance tax you should pay for the current instalment. Enter your expected annual income, deductions, TDS, and tax already paid to calculate your remaining advance tax due under Indian tax rules.

Advance Tax Due Online Estimator

Enter estimated annual income and payments already made. All figures should be in Indian Rupees.

Taxpayer Details

FY 2025-26
Section 87A rebate is considered only for resident individuals.
Presumptive taxpayers generally pay 100% by 15 March.

Estimated Annual Income

Full year estimate
This estimator applies 20% placeholder tax on this field.

Deductions

Old regime mainly
Advance tax applies when estimated tax payable after TDS/TCS is ₹10,000 or more. Senior citizens without business or professional income are generally exempt from advance tax.

15 June

15%

First instalment of estimated annual advance tax.

15 September

45%

Cumulative payment required by second instalment.

15 December

75%

Cumulative payment required by third instalment.

15 March

100%

Full advance tax should generally be paid by this date.

What is Advance Tax?

Advance tax is income tax paid during the financial year instead of paying the entire amount at the time of return filing. It is commonly relevant for freelancers, professionals, business owners, landlords, investors, NRIs, consultants and salaried individuals with income not fully covered by TDS.

If your estimated tax payable after reducing TDS and TCS is ₹10,000 or more, you may need to pay advance tax in scheduled instalments. The standard due dates are 15 June, 15 September, 15 December and 15 March.

Presumptive taxation taxpayers under sections such as 44AD and 44ADA usually pay 100% of advance tax by 15 March instead of quarterly instalments.

Advance Tax Instalment Schedule

Due Date Cumulative Advance Tax Payable Who Should Track This?
On or before 15 June 15% of estimated annual tax liability Regular taxpayers with advance tax liability
On or before 15 September 45% of estimated annual tax liability Freelancers, professionals, businesses, investors and salaried taxpayers with extra income
On or before 15 December 75% of estimated annual tax liability Taxpayers whose annual tax liability is becoming clearer
On or before 15 March 100% of estimated annual tax liability All liable taxpayers, including presumptive taxpayers

Who May Need to Pay Advance Tax?

  • Freelancers and consultants with professional receipts.
  • Business owners with expected tax liability after TDS.
  • Salaried individuals with rental income, capital gains, interest income or side income.
  • NRIs earning taxable income in India.
  • Investors with taxable gains or dividends not fully covered by TDS.

When Expert Review is Recommended

This estimator gives a practical estimate for regular tax planning. However, expert review is recommended where income includes capital gains, ESOPs, foreign assets, crypto or virtual digital assets, business losses, presumptive taxation, high-value AIS/TIS entries, or surcharge and marginal relief.

Frequently Asked Questions

Who is required to pay advance tax?

Any taxpayer whose estimated tax payable after TDS/TCS is ₹10,000 or more may be required to pay advance tax.

Are salaried individuals required to pay advance tax?

Yes, if salary TDS does not fully cover the total tax liability, especially when there is rental income, capital gains, interest income, freelancing income or other taxable income.

What happens if advance tax is not paid on time?

Interest may apply for shortfall or delay, commonly under Sections 234B and 234C. The exact amount depends on timing, shortfall and applicable tax provisions.

Do senior citizens need to pay advance tax?

Resident senior citizens without business or professional income are generally exempt from advance tax. Senior citizens with business or professional income should evaluate their liability.

Can NRIs use this advance tax estimator?

Yes. NRIs can use it for Indian taxable income estimates. However, foreign income, DTAA, capital gains and withholding rules may require expert review.

Important: This estimator is for educational and planning purposes only. Actual advance tax liability may differ due to capital gains rules, surcharge, marginal relief, TDS/TCS, special-rate income, residential status, AIS/TIS reporting, tax audit provisions, presumptive taxation and amendments applicable at the time of payment or filing.