AU Small Finance Bank Ltd Share Price, Fundamentals and Financials

AU Small Finance Bank is an Indian bank that serves retail, MSME, business, corporate, NRI and digital banking customers. Its services include savings accounts, current accounts, fixed deposits, recurring deposits, debit cards, credit cards, UPI, net banking, mobile banking, vehicle loans, home loans, gold loans, business loans, agri loans, working capital loans, insurance distribution and investment services.

AU Small Finance Bank trades on NSE under the symbol AUBANK and on BSE under the code 540611. For live trading status, corporate actions and filings, investors should verify the latest details on the NSE, BSE and company investor relations pages.

The bank mainly earns interest income by lending to retail, MSME, vehicle finance, housing, agri, business and corporate customers. It also earns fee and other income from cards, payment services, distribution products, treasury operations, account services and transaction banking.

The company is commonly tracked across retail banking, treasury, wholesale banking and other banking services. Retail banking is a major contributor and includes deposits, loans, cards, digital banking and customer-facing financial products.

Customers can usually start through the official AU Small Finance Bank website, AU 0101 app, video banking, branch or assisted banking channels. KYC documents such as PAN, Aadhaar or other officially valid documents may be required depending on product type and regulatory norms.

Customers should compare deposit interest rate, tenure, premature withdrawal rules, senior citizen benefit, tax deduction at source, payout option, renewal option and DICGC insurance limits. Deposit rates change, so the latest rate card should be verified on official bank channels before booking.

AU Small Finance Bank is a regulated bank in India and displays DICGC registration information on its official channels. Customers should still follow safe banking practices such as using official apps, not sharing OTP, PIN, CVV or passwords, enabling alerts and reporting suspicious transactions quickly.

Important monitorables include deposit growth, CASA ratio, loan growth, net interest margin, gross and net NPA, credit cost, provisioning coverage, capital adequacy, operating expenses, integration execution, regulatory developments and competition from banks and NBFCs.

The 52 week high and low show the highest and lowest traded prices over the last one year. Beginners use this range to understand recent price movement, but it should not be used alone for investment decisions.

AU Small Finance Bank has paid dividends in the past, but dividend amount, record date and eligibility can change every year. Investors should verify the latest dividend declaration from official exchange filings and company announcements.

AU Small Finance Bank has had a past 1:1 bonus issue in 2022. Investors should verify any latest bonus, split or face value change from NSE, BSE and official company filings before relying on historical data.

Beginners can start with deposits, gross loan portfolio, net interest income, net profit, NPA ratios, CASA ratio, return on assets, return on equity and capital adequacy. These numbers show growth, profitability, asset quality and balance sheet strength.

Investors generally compare AU Small Finance Bank with small finance banks and mid-sized private banks on growth, asset quality, deposit franchise, branch network, digital capabilities, valuation, return ratios and regulatory transition milestones.

This page is educational and avoids buy or sell recommendations. Investors should verify the latest price, results, shareholding pattern, corporate actions, dividends, bonuses, splits and regulatory updates from official NSE, BSE and company investor filings.