Track IndusInd Bank Ltd live share price with 52 week high and low, chart views, quick fundamentals, financial highlights, shareholding pattern, ratios, peer comparison, dividends, bonuses/splits and educational company details for customers and retail investors.
Switch between 1 Day, 5 Day, 1 Month and 1 Year chart views. Prices are refreshed through the same AJAX flow used by the template.
These metrics are pulled from the latest available market feed where possible. Market feeds can be delayed or temporarily unavailable, so verify live price, 52 week range and valuation data from NSE, BSE or your broker before making any investment decision.
IndusInd Bank Limited is an Indian private sector bank headquartered in Mumbai. It provides banking products and financial services to individuals, affluent customers, NRIs, small businesses, government-related customers, SMEs, large corporates and institutional clients.
The bank is known for a mix of consumer banking, vehicle finance, credit cards, digital banking, microfinance-linked lending through Bharat Financial Inclusion Limited, SME banking, wholesale banking and treasury operations. For customers, it competes on convenience, digital access, product features, fees, service quality and branch or relationship coverage.
For investors, IndusInd Bank should be studied like a financial institution rather than a regular manufacturing company. The most useful monitorables include deposits, advances, CASA ratio, net interest margin, slippages, gross and net NPAs, provisions, capital adequacy, liquidity, return ratios, governance quality and quarterly disclosures.
A bank can report loan growth, but that growth is valuable only when deposits are stable, lending is prudent and borrowers repay on time. Retail investors should read quarterly results, investor presentations, auditor comments, exchange filings and management commentary before forming a view.
IndusInd Bank earns core banking income by accepting deposits and using those funds to provide loans and investments. The difference between interest earned and interest paid is reflected in net interest income. The bank also earns fees from credit cards, debit cards, payments, transaction banking, loan processing, distribution, treasury, forex and other services.
Customer growth matters because more customers can bring deposits, payment activity, cards, loans and service income. However, faster growth can also increase credit risk if underwriting or collections weaken. That is why investors track asset quality and provisioning along with revenue and profit.
Educational note: This page does not provide a buy, sell or hold recommendation. Banking stocks are sensitive to regulation, interest rates, asset quality, liquidity and market sentiment.
IndusInd Bank has multiple business lines. Beginners should understand how each segment contributes to growth and risk rather than looking only at the daily share price.
| Area | What it includes | Why customers and investors track it |
|---|---|---|
| Consumer Banking | Savings accounts, salary accounts, deposits, debit cards, credit cards, personal loans and digital banking | Shows retail customer reach, fee opportunities, low-cost deposits and cross-sell strength |
| Vehicle Finance | Loans for commercial vehicles, cars, two-wheelers and related customer segments | Sensitive to economic cycles, borrower quality, collections and used-vehicle trends |
| Microfinance and Rural Lending | Small-ticket lending originated through Bharat Financial Inclusion Limited and related channels | Can support inclusion and growth, but asset quality can be more cyclical |
| SME and Business Banking | Working capital, business loans, current accounts, trade services and cash management | Helps diversify loan growth and fee income beyond large corporates |
| Wholesale Banking | Corporate banking, transaction banking, supply-chain finance, forex and treasury solutions | Important for relationship income, risk management and large-ticket exposure monitoring |
| Treasury | Investments, liquidity management, interest-rate risk, government securities and market operations | Affects profitability, capital, liquidity and market-risk sensitivity |
The table below gives a beginner-friendly view of key consolidated profit and loss line items. A bank profit and loss statement should be read along with asset quality, provisions and balance sheet strength.
| Particulars | FY 2024 | FY 2025 | FY 2026 |
|---|---|---|---|
| Net Interest Income | ₹20,616 Cr | ₹19,031 Cr | ₹17,982 Cr |
| Fee and Other Income | ₹9,396 Cr | ₹7,690 Cr | ₹7,229 Cr |
| Net Revenue | ₹30,012 Cr | ₹26,722 Cr | ₹25,211 Cr |
| Operating Expenses | ₹14,148 Cr | ₹16,060 Cr | ₹16,032 Cr |
| Pre-Provision Operating Profit | ₹15,864 Cr | ₹10,661 Cr | ₹9,180 Cr |
| Provisions and Contingencies | ₹3,885 Cr | ₹7,136 Cr | ₹7,969 Cr |
| Profit Before Tax | Verify filing | ₹3,526 Cr | ₹1,210 Cr |
| Profit After Tax | ₹8,977 Cr | ₹2,575 Cr | ₹889 Cr |
Financial numbers are educational summaries from public result highlights. Verify the latest audited financial results and annual report before using these values for analysis.
For banks, deposits, advances, liquidity and capital adequacy are especially important. A large balance sheet is useful only when asset quality and funding remain healthy.
| Particulars | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Balance Sheet Size | ₹5,15,094 Cr | ₹5,54,107 Cr | ₹5,43,394 Cr |
| Deposits | ₹3,84,586 Cr | ₹4,10,862 Cr | ₹3,99,931 Cr |
| CASA Deposits | Verify filing | ₹1,34,789 Cr | ₹1,24,933 Cr |
| Advances | ₹3,43,298 Cr | ₹3,45,019 Cr | ₹3,15,871 Cr |
| Borrowings | Verify filing | ₹53,704 Cr | ₹42,789 Cr |
| Investments | Verify filing | ₹1,14,457 Cr | ₹1,25,007 Cr |
| Capital Adequacy Ratio | 17.23% | 16.24% | 17.48% |
| Tier 1 Capital Ratio | 15.82% | 15.10% | 16.20% |
Balance sheet classifications can differ between investor presentations and audited statements. Always verify the latest figures from official results, annual reports and exchange filings.
Traditional cash flow statements are less intuitive for banks because deposits and advances are operating items. For a bank, business segment movement, liquidity, deposits, loan mix and asset quality often give more useful insight to beginners.
| Monitorable | Why it matters |
|---|---|
| Deposit growth | A bank needs stable deposits to fund loans. Weak deposit growth can pressure margins and loan growth. |
| Loan mix | Retail, microfinance, vehicle, SME and wholesale loans carry different risk and return profiles. |
| Asset quality | Gross NPA, net NPA, slippages and credit cost show whether borrowers are repaying on time. |
| Margins | Net interest margin can move with interest rates, deposit costs, loan pricing and business mix. |
| Capital and liquidity | CRAR, Tier 1 ratio and LCR help assess the ability to absorb shocks. |
| Governance and disclosures | Banks require strong internal controls, transparent reporting and timely disclosures. |
Ratios make bank analysis easier. The same ratio should be compared across several quarters and against peer banks rather than viewed in isolation.
| Metric | Latest FY/Q4 FY26 value | Beginner interpretation |
|---|---|---|
| Net Interest Margin | 3.39% in Q4 FY26 | Shows spread earned on loans and investments after funding costs |
| Gross NPA Ratio | 3.43% as of Mar 2026 | Higher number means more stressed loans before provisions |
| Net NPA Ratio | 1.00% as of Mar 2026 | Shows stressed loans after provisions and write-offs |
| Provision Coverage Ratio | 71.45% as of Mar 2026 | Indicates buffer kept against identified bad loans |
| Capital Adequacy Ratio | 17.48% as of Mar 2026 | Measures capital cushion against risk-weighted assets |
| Liquidity Coverage Ratio | 118% average for Q4 FY26 | Shows liquidity buffer for short-term stress scenarios |
| CASA Ratio | 31.24% as of Mar 2026 | Current and savings accounts as a share of deposits |
| Return on Assets | 0.45% in Q4 FY26 | Shows profit earned on the asset base |
| Return on Equity | 3.63% in Q4 FY26 | Shows profit earned on shareholder equity |
Ratio values can change after quarterly results, restatements or regulatory updates. Confirm the latest ratios from official company and exchange disclosures.
Peer comparison helps investors understand whether IndusInd Bank is growing, earning and managing risk better or worse than similar banks. Do not compare only the share price; compare deposits, loan growth, margins, NPAs, provisions, capital adequacy, ROA, ROE, valuation and governance.
| Company | Trading Symbol | Main comparison area | Beginner note |
|---|---|---|---|
| IndusInd Bank Ltd | INDUSINDBK | Base company | Compare growth, asset quality, margins and valuation with peers |
| ICICI Bank Ltd | ICICIBANK | Large private sector bank | Often compared on retail franchise, profitability and asset quality |
| Axis Bank Ltd | AXISBANK | Large private sector bank | Useful peer for corporate and retail banking comparison |
| Kotak Mahindra Bank Ltd | KOTAKBANK | Private sector bank | Often compared on capital strength, CASA and valuation |
| Federal Bank Ltd | FEDERALBNK | Mid-sized private sector bank | Useful for regional franchise and return-ratio comparison |
| IDFC First Bank Ltd | IDFCFIRSTB | Retail-focused private sector bank | Useful for comparing deposit growth and retail loan mix |
| Bandhan Bank Ltd | BANDHANBNK | Private sector bank with microfinance exposure | Useful for comparing microfinance and asset-quality cycles |
Peer metrics and valuations change daily. Use updated exchange, company and broker data before making any comparison.
Corporate actions affect shareholder cash flows and share counts. Beginners should understand ex-date, record date, payment date, face value and adjustment impact before interpreting historical prices.
| Year | Dividend Detail | Note |
|---|---|---|
| FY 2025-26 | Final dividend of ₹1.50 per share was indicated in public corporate-action data | Verify record date, ex-date and payment status from NSE, BSE and company filings |
| FY 2023-24 | Final dividend of ₹16.50 per share appeared in public corporate-action history | Past dividend does not guarantee future dividend |
| FY 2022-23 | Final dividend of ₹14.00 per share appeared in public corporate-action history | Dividend depends on profit, capital, board approval and shareholder approval |
| FY 2021-22 | Final dividend of ₹8.50 per share appeared in public corporate-action history | Always verify the latest dividend history before using it in analysis |
| Action | Detail | Note |
|---|---|---|
| Bonus Issue | No bonus issue shown in commonly available corporate-action history since 2000 | Verify from official exchange filings before relying on this summary |
| Stock Split | No stock split shown in commonly available corporate-action history since 2000 | Check NSE, BSE and company filings for the latest face value and split history |
| Face Value | ₹10 per equity share in commonly available market data | Face value can change after split or consolidation, so verify latest filings |
| Rights Issue | No recent rights issue summary added here | Check official corporate action announcements for latest details |
Always verify the latest dividend, bonus, split, rights issue, face value, ex-date and record date details from NSE, BSE and IndusInd Bank official filings.
Use this checklist to study the company without treating this page as a recommendation.
| Question | What to check |
|---|---|
| Is deposit growth stable? | Compare total deposits, CASA deposits and retail deposits over several quarters. |
| Is loan growth healthy? | Check whether advances are growing without a sharp rise in bad loans. |
| Are NPAs under control? | Track gross NPA, net NPA, slippages, write-offs and provision coverage. |
| Are margins improving or falling? | Monitor NIM, cost of deposits and loan yield. |
| Is capital adequate? | Check CRAR, Tier 1 capital and management commentary on capital needs. |
| Are disclosures clear? | Read exchange filings, auditor comments and management explanations for one-off items. |
These FAQs answer common AI-search-style questions about IndusInd Bank as a customer service provider, a banking business and a listed stock.
IndusInd Bank is an Indian private sector bank that serves retail customers, small businesses, corporates, NRIs and institutional clients. Its services include savings accounts, current accounts, fixed deposits, debit cards, credit cards, vehicle finance, personal loans, business loans, SME banking, microfinance-linked lending, wholesale banking, treasury services, UPI, net banking and mobile banking.
The Yahoo Finance-compatible NSE symbol used on this page is INDUSINDBK.NS. The NSE trading symbol is INDUSINDBK and the BSE scrip code is 532187. Investors should verify symbols and corporate details from NSE, BSE and company filings before taking action.
A bank generally earns income from the spread between interest earned on loans and investments and interest paid on deposits and borrowings. IndusInd Bank also earns fee income from cards, payments, transaction banking, loan processing, distribution, forex, treasury, wealth and other banking services.
The main areas to understand are consumer banking, vehicle finance, microfinance-originated lending through Bharat Financial Inclusion Limited, SME banking, wholesale banking, treasury and digital banking. Each segment has different growth, risk and profitability characteristics.
IndusInd Bank serves both retail and corporate customers. Retail services include accounts, cards, personal loans, vehicle finance and digital banking, while corporate and SME services include working capital, trade finance, cash management, treasury and relationship banking.
Customers should compare minimum balance rules, account charges, branch access, ATM access, debit card fees, digital banking features, interest rates, service quality, customer support, UPI features, statement access and grievance channels. Charges and benefits can change, so the latest schedule should be checked on the official bank website.
Customers should review eligibility, joining fees, annual fees, rewards, interest charges, late payment charges, processing fees, foreclosure rules, EMI terms and repayment capacity. Credit card and loan terms vary by product and applicant profile.
Important risks include asset quality stress, credit cost, deposit growth pressure, net interest margin movement, microfinance and vehicle finance cycles, regulatory changes, governance issues, operational risk, competition, capital adequacy and the quality of loan growth.
Beginners can monitor deposits, advances, CASA ratio, net interest income, net interest margin, gross NPA, net NPA, provision coverage ratio, credit cost, return on assets, return on equity, capital adequacy ratio, profit after tax and book value per share.
The 52 week high is the highest traded price over the last one year and the 52 week low is the lowest traded price over the same period. These levels show the recent price range, but they do not indicate whether a stock is cheap or expensive by themselves.
IndusInd Bank has paid dividends in several past years, but dividend amounts, record dates and payout decisions can change depending on profits, capital needs, board approval, shareholder approval and regulatory considerations. Always verify the latest dividend details from NSE, BSE and company announcements.
Public corporate-action records should be checked before relying on any bonus or split history. This page includes an educational summary only, and users should verify the latest bonus, split, rights issue and face value details from official exchange filings.
IndusInd Bank can be compared with other listed private banks on deposit growth, loan mix, net interest margin, asset quality, credit cost, capital adequacy, digital banking capability, return ratios, valuation and governance. Peer comparison should be updated with the latest market and financial data.
No. This page is educational and informational. It helps customers and retail investors understand the share price, business model, financial highlights and key monitorables, but it does not provide buy, sell or hold recommendations.
Investors should verify the latest financial results, annual report, shareholding pattern, corporate actions and disclosures from the official IndusInd Bank investor relations page, NSE, BSE and SEBI-regulated exchange filings.
