Track IDFC FIRST Bank live share price with 52 week high and low, chart views, fundamentals, financial highlights, ratios, peer comparison, dividends, bonuses/splits and investor-focused educational notes.
Switch between 1 Day, 5 Day, 1 Month and 1 Year chart views. Prices are shown for education and should be verified from official market sources.
These metrics help beginners quickly understand valuation, market size, recent price range and profitability indicators. Market data can change quickly, so verify the latest numbers from NSE, BSE, company filings or your broker.
IDFC FIRST Bank Ltd is a listed Indian private sector bank serving retail customers, small businesses, commercial clients and corporate customers. The bank offers deposit accounts, loans, credit cards, payment services, digital banking, wealth-related services and business banking solutions.
The bank was formed through the combination of IDFC Bank and Capital First. For customers, the bank is mainly evaluated on product charges, service quality, branch and app experience, digital banking, interest rates and grievance redressal. For investors, the focus is on deposit franchise, loan growth, margins, asset quality, provisions, capital adequacy and return ratios.
This page is designed for educational stock research. It does not provide buy, sell or hold recommendations. Always verify the latest financial, dividend, bonus, split and shareholding details from official exchange filings before using the data.
Track CASA ratio, retail deposit growth, funded assets, net interest margin, gross NPA, net NPA, provision coverage, credit cost, cost-to-income ratio, branch productivity, digital adoption, return on assets and return on equity.
IDFC FIRST Bank is best understood as a banking platform with multiple customer and income engines. A beginner should connect each business segment with the income statement and balance sheet to understand how growth converts into profitability.
IDFC FIRST Bank accepts deposits from customers and lends to retail, business and corporate borrowers. The difference between interest earned on loans and investments and interest paid on deposits is a major part of income. This is commonly studied through net interest income and net interest margin.
The bank also earns non-interest income from cards, payment services, loan processing fees, transaction banking, distribution services, treasury operations and other banking services. Cost control, branch productivity and digital adoption are important because expenses can affect profitability even when revenue grows.
For educational analysis, investors should separate growth from quality. Fast loan growth is useful only if asset quality, provisioning, capital adequacy and funding stability remain healthy.
The profit and loss statement helps users understand revenue, expenses, provisions and net profit. For a bank, also check net interest income, other income, provisions, credit cost and asset quality disclosures in the quarterly result.
| Particulars | What beginners should check | Verification note |
|---|---|---|
| Net interest income | Core spread between interest earned and interest paid | Verify the latest quarterly result from NSE, BSE or company filings. |
| Other income | Fees, cards, treasury and distribution income can support profitability | Verify the latest audited or unaudited results from official filings. |
| Provisions and credit cost | Higher provisions can reduce profit even when business growth is healthy | Check quarterly asset-quality disclosures. |
| Net profit | Final profit after tax available to shareholders | Use exchange-filed financial results for latest numbers. |
A bank balance sheet should be read differently from a manufacturing company. Deposits are a key funding source, advances are a key earning asset, and capital adequacy shows the buffer available to support growth and absorb losses.
| Particulars | What beginners should check | Verification note |
|---|---|---|
| Deposits | Deposit growth and CASA mix show strength of the funding franchise | Verify latest balance sheet and investor presentation. |
| Advances | Loan growth shows expansion of the lending book | Check the latest quarterly financial result. |
| Investments | Banks hold securities for liquidity and treasury operations | Verify from official financial statements. |
| Capital adequacy | Capital buffers help absorb losses and support growth | Check regulatory capital ratios in exchange filings. |
Bank cash flows can fluctuate because lending, deposits, borrowings and investments move together. For banks, cash flow should be read along with deposit growth, loan growth, liquidity coverage, asset quality and capital adequacy.
| Particulars | What beginners should check | Verification note |
|---|---|---|
| Operating cash flow | Bank cash flow can move with lending, deposits and treasury operations | Interpret bank cash flow with balance sheet and asset-quality data. |
| Investing cash flow | May reflect investments, securities and capital expenditure | Verify detailed annual cash flow statement. |
| Financing cash flow | May reflect borrowings, capital issuance or repayments | Use audited annual report for final numbers. |
| Liquidity position | Liquidity is important for banks and should be read with regulatory ratios | Check official disclosures and RBI-compliant reporting. |
Ratios make comparison easier, but they should not be used alone. A low valuation ratio may reflect risk, while a high valuation ratio may reflect expected growth or quality. Always compare ratios with business performance and risk indicators.
| Metric | Latest Value | Beginner Interpretation |
|---|---|---|
| Stock P/E | — | Compares market price with trailing earnings. |
| Price to Book | — | Important valuation ratio for banks. |
| Book Value Per Share | — | Shows reported book value per share. |
| EPS TTM | — | Trailing twelve month earnings per share. |
| Dividend Yield | — | Verify dividend details from official filings. |
| Return on Equity | — | Higher ROE can indicate better use of shareholder capital, but risk must be checked. |
| Return on Assets | — | Useful for comparing bank profitability. |
| Profit Margin | — | Shows profit retained after costs and provisions. |
| Beta | — | Indicates volatility versus the broader market. |
Peer comparison helps users compare IDFC FIRST Bank with selected listed banking peers on price, size and valuation metrics. Differences in business mix, risk profile, profitability and growth stage should be considered before drawing conclusions.
| Company | Yahoo Symbol | Price | Market Cap | P/E | P/B | Dividend Yield |
|---|---|---|---|---|---|---|
| IDFC FIRST Bank Ltd | IDFCFIRSTB.NS | — | — | — | — | — |
| ICICI Bank Ltd | ICICIBANK.NS | — | — | — | — | — |
| Axis Bank Ltd | AXISBANK.NS | — | — | — | — | — |
| Kotak Mahindra Bank Ltd | KOTAKBANK.NS | — | — | — | — | — |
| Federal Bank Ltd | FEDERALBNK.NS | — | — | — | — | — |
| AU Small Finance Bank Ltd | AUBANK.NS | — | — | — | — | — |
Corporate actions affect shareholder records and sometimes price adjustments. Dividend yield, bonus issues and stock splits should always be checked from official exchange announcements because record dates and ex-dates are critical.
| Date | Dividend Detail | Note |
|---|---|---|
| 11 Jul 2025 | ₹0.25 per share | Verify record date, ex-date and payment details from NSE, BSE and company filings. |
| 23 Jul 2018 | ₹0.75 per share | Verify record date, ex-date and payment details from NSE, BSE and company filings. |
| 20 Jul 2017 | ₹0.75 per share | Verify record date, ex-date and payment details from NSE, BSE and company filings. |
| 19 Jul 2016 | ₹0.25 per share | Verify record date, ex-date and payment details from NSE, BSE and company filings. |
| Date / Action | Detail | Note |
|---|---|---|
| Latest available | No recent split event available from the chart feed | Verify the latest stock split or bonus issue, if any, from official exchange filings. |
| Bonus issue | Check official filings | Bonus issues are corporate actions and should be confirmed from exchange announcements before use. |
Verification note: Confirm all dividends, bonus issues, stock splits, record dates and ex-dates from NSE, BSE and official company filings before using them for investment or tax purposes.
These FAQs cover common AI-search-style questions about the bank, its services, share price, business model, risks, dividends, corporate actions and investor monitorables.
IDFC FIRST Bank is an Indian private sector bank offering savings accounts, current accounts, fixed deposits, credit cards, personal loans, home loans, business loans, wealth services, digital banking, UPI, payments and other banking services for individuals and businesses.
The NSE trading symbol is IDFCFIRSTB. For Yahoo Finance chart and quote data, the compatible NSE symbol is IDFCFIRSTB.NS. Investors should verify symbols and prices from NSE, BSE or their broker before making any decision.
The bank mainly earns money from interest on loans and investments, fees from cards and banking services, treasury income, transaction income, wealth and distribution services, and other customer banking products. Net interest margin, credit cost and asset quality are important drivers of profitability.
Yes. IDFC FIRST Bank is a listed Indian private sector bank. Its shares trade on the National Stock Exchange and Bombay Stock Exchange. Investors should check the latest exchange filings for current shareholding and corporate details.
Beginners can track deposit growth, loan growth, CASA ratio, net interest margin, gross and net NPA ratios, provision coverage, credit cost, capital adequacy, return on assets, return on equity, branch expansion, digital customer growth and valuation ratios such as P/E and price-to-book.
Key risks include higher credit costs, stress in unsecured loans or microfinance, slower deposit growth, pressure on margins, rising competition, regulatory changes, weak economic conditions, technology or fraud risk and valuation risk. These risks should be monitored through quarterly results and official disclosures.
Dividend decisions depend on profits, capital needs, board approval, regulatory requirements and shareholder approvals where applicable. Investors should verify the latest dividend announcements, record dates and payment details from official exchange filings and company communications.
Bonus and split details can change only through official corporate action announcements. Investors should use NSE, BSE and company filings to verify the latest bonus, split, record date and ex-date details before relying on any third-party source.
The 52 week high and low change with market prices. This page displays the latest available 52 week range from the market data feed, but users should verify the latest values from NSE, BSE or their broker.
Customers should compare interest rates, account charges, minimum balance rules, card fees, loan processing fees, repayment terms, branch access, digital banking experience, grievance redressal and product suitability before choosing any banking product.
Customers should use only official apps and websites, enable transaction alerts, avoid sharing OTP, PIN, CVV, passwords or UPI PIN, and report suspicious transactions quickly. Digital safety also depends on customer behaviour and device security.
A customer focuses on product features, charges, service quality and convenience. An investor studies profitability, asset quality, growth, capital adequacy, valuation, management execution and risks. Both views are useful for understanding a bank, but they answer different questions.
No. This page is for educational and informational use only. It does not provide buy, sell or hold recommendations. Investors should do their own research and consult a qualified financial adviser if required.
Investors should verify the latest financial results, investor presentations, shareholding pattern, dividend details and corporate actions from NSE filings, BSE filings and the official IDFC FIRST Bank investor relations section.
