Indian Bank Share Price, Fundamentals and Financials

Indian Bank is a public sector bank in India offering savings accounts, current accounts, fixed deposits, debit cards, loans, digital banking, UPI, net banking, mobile banking, corporate banking, MSME banking, agriculture finance, government banking services and treasury-related services.

Indian Bank trades on NSE under the symbol INDIANB and on BSE under the scrip code 532814. For chart and quote integrations, the Yahoo Finance-compatible NSE symbol used on this page is INDIANB.NS.

Customers can typically start the process through Indian Bank branches or eligible digital channels. Common KYC documents include PAN, Aadhaar or other accepted identity and address proof, a photograph and any additional documents requested by the bank. Customers should verify the latest account-opening process and charges on the official Indian Bank website or branch.

Indian Bank digital channels help customers check balances, transfer funds, pay bills, use UPI, manage deposits, view statements, request services and track transactions. Customers should use only official apps and websites and should never share OTP, PIN, CVV, passwords or UPI PIN.

Indian Bank offers products across home loans, personal loans, vehicle loans, education loans, gold loans, MSME loans, agriculture loans and corporate credit. Eligibility depends on income, repayment capacity, business profile, collateral, credit history, KYC, purpose of loan and bank policy.

Indian Bank earns mainly from interest on loans and investments, after paying interest on customer deposits and borrowings. It also earns fee-based income from banking services such as cards, payments, loan processing, guarantees, forex, treasury operations and third-party distribution. Its performance depends on deposits, advances, margins, asset quality, credit costs and operating efficiency.

Indian Bank reports banking operations across segments such as Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. Investors also monitor Retail, Agriculture and MSME advances because these segments are important for loan growth and risk diversification.

Indian Bank is a public sector bank, and the Government of India is the promoter shareholder. Shareholding percentages can change through capital actions or market filings, so investors should verify the latest promoter, FII, DII and public holding from NSE, BSE or company filings.

Indian Bank has paid dividends in past years and the FY 2025-26 board recommendation was reported at ₹18.25 per share. Dividend amount, record date, ex-date and eligibility should always be verified from official exchange filings and the bank’s investor disclosures before relying on them.

Bonus and split actions are not recurring events and must be checked from official NSE, BSE and company announcements. This page is educational and users should verify the latest corporate action history from exchange filings before making any decision.

Key risks include deterioration in asset quality, higher gross or net NPA levels, pressure on net interest margin, slower deposit growth, higher credit costs, treasury losses, regulatory changes, capital requirements, concentration in certain loan segments and broader public sector banking cycle risk.

Beginners should track net interest income, other income, operating expenses, provisions, net profit, gross NPA, net NPA, capital adequacy, CASA ratio, deposit growth, advance growth and return ratios. A single quarter should not be viewed in isolation; compare trends over multiple periods and read official filings.

Indian Bank is generally compared with large public sector banks such as State Bank of India, Bank of Baroda, Canara Bank, Union Bank of India and Punjab National Bank. Peer comparison should consider business size, valuation, profitability, asset quality, loan mix and capital strength.

No. This page is designed for education, stock research and customer understanding. It does not provide a buy, sell or hold recommendation. Investors should do their own research or consult a qualified adviser before investing.