Life Insurance Corporation of India Share Price, Fundamentals and Financials

LIC is a public sector life insurer offering protection, savings, pension, annuity, linked, group and micro-insurance products. It also manages a large investment portfolio for policyholders and shareholders.

LIC receives premiums, invests funds within regulatory limits and manages insurance liabilities. Earnings depend on product mix, claims, expenses, persistency, investment returns and actuarial assumptions.

Yes. The Government of India is the promoter and controlling shareholder. Verify the latest promoter holding from the newest exchange-filed shareholding pattern.

LIC is commonly analysed across individual participating, individual non-participating, linked, pension and annuity, group insurance and investment operations.

Important metrics include APE, value of new business, VNB margin, persistency, solvency ratio, embedded value, assets under management, product mix and claim experience.

Risks include market volatility, interest-rate changes, regulation, taxation, surrender behaviour, competition, weak persistency, adverse mortality or longevity and distribution productivity.

LIC has very large scale, a broad agency network and strong brand recognition. Peers may differ in digital distribution, product mix, growth, VNB margin and valuation.

LIC has paid dividends, but the amount, record date and eligibility can change. Verify every dividend through LIC, NSE and BSE filings.

Corporate actions can change share count and per-share prices. Verify the latest bonus, split, face value and record date from official exchange announcements.

Use LIC’s official website, customer portal, branch network and authorised service channels. Never share OTPs, passwords or banking credentials with unauthorised persons.

Some eligible traditional policies may permit loans after specified conditions are met. Terms depend on the policy and should be confirmed with LIC.

No. The share price reflects market valuation of LIC as a corporation. Policy value depends on contract terms, premiums, bonuses, fund value and surrender conditions.

Review quarterly results, annual reports, embedded value, VNB, solvency, premium growth, product mix, persistency, shareholding, dividends and regulatory developments.

No. This page is educational and does not provide a buy or sell recommendation. Investors should use current official disclosures and independent research.